$2,500 Emergency Life Saving Surgery Insurance- **Horse Mortality Coverage is a prerequisite to purchase Emergency Life Saving Surgery Insurance. Reasonable and customary fees for emergency, life-saving surgical procedures performed under a general anesthetic, including colic and fracture repair, for horses owned by the member when the member has purchased coverage. Limit per member (per occurrence and aggregate) (after care coverage is limited to 50% of the surgical fee charge). This insurance does not cover surgical procedures not performed under general anesthesia. Surgery not performed by licensed veterinarian in a school of veterinary medicine or surgical clinic. Pre-existing conditions. Exams, medical treatments or medication unless administered with a surgery. Death benefit or post-mortem expenses Voluntary / elective surgery. Throat surgery, dental surgery, OCD or bone chip removal, surgery related to pregnancy or birthing. Transportation fees. Nuclear or radioactive contamination. War risks.